Hi

I am looking to invest my ISA allowance before the end of the tax year, so which one should I put my money in ? the best rate etc..

Cheers !

If you don't mind fixing for a couple of years then theres the Derbyshire 2 year fixed rate isa paying 5.4%

Abbey postal ISA 5.35%

What about the first direct 6.25% ISA, when it finally materialises. though how long they will pay the rate for is anyones guess.

The highest paying ISA at the moment is the Halifax which is a 5 YEAR fixed rate ISA at 5.7%

Thanks all !

I definetly don't want to fix it for 5 years ! so will look into this First direct if it is available during the next 2 weeks, any other instant access ISA, as I don't want to do a postal isa either.

so whats the best instant access account that i can open over the internet.

Thanks.

The Halifax internet direct ISA is an online accessible ISa at 5.15%

Others are Egg which gives 5% and Intelligent finance also a 5% ISA.

I nominate the Abbey 1 year fixed ISA at 5.5% !

Facts at a glance off their website -

You get a choice of a fixed interest rate for 1, 2, 3 or 4 years. See our rates at a glance
You need a minimum of £3,000 to open a Choices ISA
The maximum you can pay into your Choices ISA in a tax year is £3,000 however you can transfer in ISAs from other tax years at the same time to benefit from a fixed interest rate too. Once you’ve made your initial investment, you can’t top it up
We’ll send you statements every 6 months so you can track your savings
We pay you interest after close of business on 1st March each year, into another account of your choice
You can take some of the money out before the Choices ISA term finishes but if you do there’s an interest penalty charge. Remember also that if you take money out in the same tax year it was paid in you can’t put it back in again. For more about this read our legal stuff.
At the end of the term of your Choices ISA your interest goes back to being variable, but your money stays tax free within an ISA.
As ISA allowances are personal you must open an account on your own. You also need to be over 16 and live in the UK to open a Choices ISA
Choices ISA is not CAT standard (The CAT Standards are government guidelines on fair charges, easy access, and fair terms.)

Wade wrote:I nominate the Abbey 1 year fixed ISA at 5.5% !

Yeh I have to agree 5.5% fixed for a year looks like a good deal !