0% p.a. for 12 months on balance transfers and 0% p.a. for 12 months on purchases.

Below is a summary of the fees and charges. The information contained in this table summarises the product features of the GE Money Credit Card .

APR 12.9% APR Typical
Other interest rates Introductory Rate Monthly Rate Simple Annual Rate
Purchases 0% for 12 months 1.016% 12.195%
Cash transactions N/A 1.310% 15.717%
Balance Transfers 0% for 12 months 1.016% 12.195%
Interest free period Maximum 56 days for purchases if you pay your balance in full and on time. There is no interest free period on cash transactions. Interest free period on balance transfers only applies to the introductory period.
Interest charging information From Until
Purchases Transaction date Repaid in full*
Cash transactions Transaction date Repaid in full*
Balance transfers Date debited to your account Repaid in full*


*If the full balance outstanding on the Statement is paid and credited to the Account by the date for payment shown on the statement no interest will
be charged.
Allocation of payments We will apply payments we receive to your account in the following order:

Insurance Premiums
Interest
Charges or fees
Balance Transfers and Promotional Transactions (those with the lower interest rates first)
Retail Purchases
Cash Transactions

See other financial information section of customer terms and conditions for full details.
Minimum Repayments Greater of 3% of outstanding balance or £5 each month.
Only ever making the minimum repayment will significantly increase the time taken to clear your balance and cost you more.
Amount of credit Minimum credit limit of £500, maximum credit limit subject to status.
Fees No annual fee.
Charges Cash transactions - 2% with a minimum of £2.
Copies of statements - £3.
Overseas transactions - 2.75% (including purchase of foreign currency and travellers´ cheques).
We will charge a 2.5% balance transfer fee (min £5, max £50).
Default charges Late payment fee - £15.
Over credit limit fee - £15.
Administration fee for returned cheques or direct debits - £15.

http://www.gemoney.co.uk/html/creditcar ... page.shtml

I have a distinct feeling that the credit limits for the first 12 months will be very low

The credit limits being given are being reported as being very low, not surprisng really, but I think you will be lucky to get a limit of more than £1000, and most are likely to be in the £500 region.

I have taken a look at this card and its imposed a 2% handling fee but capped at a maximum £50 for balance transfers