Free Online Credit Scoring tool

by **Moneyforums** on Sat Feb 04, 2006 9:28 pm

This topic is to discuss the MoneyForums online credit score calculator tool.

http://www.moneyforums.co.uk/credit_sco ... ulator.php

Just input basic data about the state of your finances and the tool will calculate your credit score for FREE and as many times as you want it to !

by **Guest** on Mon Feb 06, 2006 5:01 pm

Wonderfull tool ! Excellant !!! :thumbright:

by **Sarah** on Mon Feb 06, 2006 6:22 pm

Thanks

Please do let as have any feedback on any improvements you would like the moneyforums team to make to the tool

by **Guest** on Wed Feb 08, 2006 3:48 am

How come your credit sorer does not take into account of the electoral register ?

by **Sarah** on Thu Feb 09, 2006 7:36 am

Anonymous wrote:How come your credit sorer does not take into account of the electoral register ?

Thanks for the input, you will find that we have now adjusted the scorer to reflect a persons status on the electoral roll.

Please do keep the comments coming

by **Dora** on Sun Feb 12, 2006 7:04 pm

Just thought you would be interested

My credit score from Experian is 686 and your scorer gives me 703

by **Myopinion** on Mon Mar 06, 2006 9:31 pm

Should I close cards that I have not used in a while ?

by **Phillipa** on Sat Apr 01, 2006 2:33 am

Myopinion wrote:Should I close cards that I have not used in a while ?

It depends, since you do need long standing cards with good credit histories.

A good guide is not to have more than your annual gross salary as open credit, so if you have more than this unused credit limits then close them down.

by **Googie** on Thu May 11, 2006 2:31 pm

Nice calculator, though I note a couple of things.

It does not take into account how much existing credit you have relative to your oustanding debt and income ?

Maybe you could look at adding that into it ?

by **Sarah** on Fri May 12, 2006 12:10 am

Googie wrote:Nice calculator, though I note a couple of things.

It does not take into account how much existing credit you have relative to your oustanding debt and income ?

Maybe you could look at adding that into it ?

Thankyou for your suggestions, these have now been incorporated into the credit score calculator, (££200).

by **Roberts** on Sat Jan 06, 2007 5:50 pm

Ive found your free calculator really useful

And can confirm that it is pretty accurate, cos I tested it against Esperians score and got a similar one. though I had to pay for that one

by **monkeymoney** on Mon Aug 13, 2007 10:05 am

Great tool but would it possible to take into account whether the CCJ had been paid? I was accepted for a bank account only after I got the court to issue a certificate saying that the debt had been paid.

by **Shahla** on Tue Aug 14, 2007 3:40 am

monkeymoney wrote:Great tool but would it possible to take into account whether the CCJ had been paid? I was accepted for a bank account only after I got the court to issue a certificate saying that the debt had been paid.

Thanks for the suggestion, and we will look into it at the next update.

by **mickbali123** on Fri Oct 23, 2009 10:44 am

Hey mate thanks for sharing this post, Well while searching on internet i found a website. Is it true that this website is good for maintaining our credit scores?

by **robbiefoster2012** on Wed Dec 09, 2009 8:49 am

Hey this tool is really good, but is it perfectly accurate.

Free Online Credit Scoring tool

Free Online Credit Scoring tool

Re: Free Online Credit Scoring tool

Re: Free Online Credit Scoring tool