Hi

looking for a good basic online bank account that comes with a debit card

You could givce HSBC, halifax or Nat West a try

and I would avoid A&L !

A&L are doign a good deal at the moment a current account with a 10% savings account !

Go for Smile - I've used it for over 5 years and it's excellent! I have several internet bank accounts and can say none of them is anywhere as good as Smile - it's a Which magazine Best Buy and has their highest customer satisfaction rating.

At the moment, Smile are offering 12 free bottles of wine when you sign up and these guys will pay you £10 cashback if you open an account through them.

I use halifax - no complaints or problems.

THough offcourse there are many banks now offering good online facilities such as Smile.

I have the halifax card cash account, you can use this online and it is good, but the one drawback is that cheques take about 10 days to clear !!!

otherwise it is very good !

Lloyds TSB, never had a problem and good internet banking, I have tried abbey national for a joint account never again !! And Nat West are absolute rubbish !

I also recommend the halifax online banking. touch wood no significant problems and I can always call them up if there is.,

paypal to store all your money and spend it online.






Make loads of paypal money free http://bit.ly/uG7Bg

Where are you located so that we can suggest a online bank suitable for your needs. Btw, HSBC and Hallifax are nice.

HSBC or hallifax should be a good option for you if you are looking for hassle free every day banking. yes you get a cool debit card with it too.